The Mortgage Fixer Ltd

Reliable solutions to your mortgage and protection needs.

 

What do we do?

We provide advice tailored to your individual circumstances, and can arrange a number of different financial products to suit your needs, including:

  • Residential Mortgages
    Borrow funds to buy a property for you and your loved ones to live in, whether you are a first-time buyer or looking for somewhere new to call home.

     

  • Buy to Let Mortgages
    Borrow funds to invest in rental property, whether you are a first-time investor, experienced landlord or buying through a limited company. HMOs accepted.

     

  • Remortgages
    Find a new deal with another lender on a property you already own, with the option to borrow more for purposes such as debt consolidation or home improvements.

     

  • Product Transfers
    Find a new deal with your existing lender, a simple and hassle-free option when your current deal is approaching the end date and no other changes are needed.

     

  • Life Insurance
    Provide a lump sum for your loved ones to protect the family home against the financial impact of an unexpected death before the mortgage has been repaid. 

     

  • Critical Illness Cover
    Provide a lump sum on diagnosis of a serious illness such as cancer, heart attack or stroke, giving peace of mind to focus on healthy recovery instead of finances.

     

  • Income Protection
    Provide a regular payment to replace your income, ensuring your bills and living expenses can still be paid if you can’t work while incapacitated by illness or injury.

 

  • Family Income Benefit
    Provide a regular payment to loved ones to cover ongoing family living expenses should an unexpected death cause a significant drop in household income.

     

  • Buildings Insurance
    Protect your home and personal belongings against damage or destruction. A mortgaged property must be insured for the full term of the mortgage. 

 

What areas to we cover?

We are based in Dalgety Bay and the majority of our clients are in Fife, Edinburgh, The Lothians and Central Scotland. However, our service extends to the entirety of the UK and Northern Ireland so geography isn’t typically a barrier to accessing our service. 

 

What do we charge for our services?

Our fees vary depending on the nature and complexity of the transaction. Please contact us or book an appointment for more information regarding our fee structure.

We will retain any commission received from a lender, insurer or referral partner for arranging any financial products on your behalf.

 

Important points to note:

A mortgage is a loan secured against your property. Failure to maintain loan repayments may result in your property being repossessed, and may also make it difficult for you to obtain credit in the future.

The above insurance products have no cash-in value at any time. Cover will cease at the end of the term or following an earlier successful claim, unless the type of plan allows for multiple claims. If premiums are not maintained then cover will lapse.

Please carefully read any illustrations provided and seek clarity on any terms that you don’t fully understand before proceeding.